How does a car accident settlement work in Florida? My name is Khalil Farah. I’m an attorney at Farah & Farah and in Florida, if we and the insurance company agree on an amount for a settlement, what happens is they send a check to us for the entire amount of that settlement. We then go and we negotiate all the medical bills and collect any medical liens that may be required for your case and then we pay those providers directly so that when you get a check you know all the attorney fees, medical bills, everything has already been taken care of.