Once you have paid for your insurance policy, it’s only natural to believe you will be protected if you need to make a claim. Unfortunately, this isn’t always the case. If insurance denies your claim or is dealing with you unfairly, it is both frustrating and confusing – especially if you feel that your insurance claim denial was an incorrect decision.
In those cases, it’s important to appeal an insurance decision as quickly as possible. And while disputing an insurance claim can be a complex and tedious process, you don’t have to do it alone. At Farah & Farah, our experienced insurance claim attorneys want you to give you back the control you thought you were paying for, and help you get the coverage you deserve. To receive your free case review, call us 24/7 at (877) 245-6707 or contact us online.
What is a First-Party Insurance Claim?
A first–party insurance claim is when a policyholder (first-party) brings an action against their own insurance company (second party) for non-payment of a valid claim. And while this is never an ideal situation, it’s not uncommon, which is why having an experienced team of insurance dispute attorneys fighting for your rights is crucial.
Depending on the situation, a “policyholder” may be an individual or group of people, a business, or even people in a certain class, such as an individual policyholder’s family members. Some common subjects of first-party claims include:
- Health insurance
- Personal injury protection as part of an auto policy
- Underinsured or uninsured motorist coverage as part of an auto policy
- A homeowner’s property damage claim
- Renter’s insurance
Typically, what you might be able to recover from a first-party claim is detailed in a specific contract with your insurance company. If their insurance claim denial violates that contract, then the insurer may be subject to a host of penalties on top of what they owe you for the initial claim. However, these contracts are usually complex and can use confusing language. That’s why it’s important to work with an insurance claim attorney if you feel like your insurance provider is not sticking to their end of the bargain.
What Types of Insurance Disputes Can We Handle?
The Benefits of Hiring an Attorney for Insurance Claims
Hiring an insurance claim attorney is important so you have an experienced voice in your corner. If an insurance company denies a claim when you know it is valid, it can cause a great deal of emotional trauma and a financial burden if you are unable to work.
We will look through your claim and make sense of the paperwork, then file a first-party claim on your behalf and fight for proper compensation. Each type of insurance claim comes with its own challenges, so it’s important to find a firm with a wide knowledge base and deep experience, so they can properly advocate and negotiate on your behalf.
Overall, our aim is to reduce your stress and leverage our extensive knowledge of insurance law to provide aggressive, comprehensive representation. Schedule your free case review today to see how we can help!
Disputing an Insurance Claim Is Stressful – Let Farah & Farah Help You Fight for Justice
The insurance dispute lawyers at Farah & Farah will always work with our clients on a people-first basis. You and your concerns are the priority, we will listen to where you’re coming from and why you need to file a first-party claim. We will be dedicated fully to your cause, going over every detail of your claim with you, gathering facts and tailoring a legal strategy to achieve the best possible results.
When you call, we will typically answer right away and always get back to you within 24 hours. You pay no upfront costs for Farah & Farah’s services, only handing over legal fees when your case is won or settled. If you’re not sure where to start with your first-party claim, Farah & Farah will show you the way and ease concerns that you won’t be protected during your ordeal. It all starts with a free consultation – call us 24/7 at (877) 245-6707 or contact us online, and we’ll be happy to review the details of your claim.
Learn More About First-Party Claims
It’s natural to have questions about first-party insurance claims. After all, insurance companies certainly don’t make it easy to understand all the details, contingencies, or potential loopholes in your contract. That’s why we work hard to educate our clients and the general public about their rights. Get quick answers to common questions about first-party claims by following these links:
- Difference Between First and Third Party Claims
- What if My Insurance Claim Was Denied?