Personal Injury Protection Lawyers

FREE CASE REVIEW

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In an ideal world, your injury would receive swift and considerate action from the insurance company. However, the majority of car accident claims face issues. The sad truth is that insurance companies are businesses that want to protect their bottom line. Many of them benefit from giving you the runaround or dragging their feet on your claim. 

No one should have to jump through hoops after being in a car crash. 

If you — or a loved one — have been involved in a car accident, you may be wondering what to do next. Hiring an attorney who understands personal injury protection (PIP) can help you recover what you’re owed. 

Car accident involving two cars on the road

You don’t have to settle for less than you deserve. For over 40 years, the attorneys at Farah & Farah have helped people go against the greedy insurance company.

Contact our personal injury protection lawyers now! Reserve your free, no-obligation case review online or give us a call 24/7 at (866) 720-3775

We want to help you find the best way forward! 

What Does PIP Insurance Cover?

Personal injury protection (PIP) insurance provides coverage for you — and those insured on your policy — for medical expenses and other damages resulting from a motor vehicle accident. 

While these funds can help cover the cost of prescriptions, surgical treatments, ambulance fees, they can also refund your lost wages, home care, pet care, or funeral costs. 

Is PIP Insurance Required?

Florida is a no-fault car accident state. As a no-fault state, Florida law guarantees that any person involved in a car accident can receive personal injury protection

PIP insurance — also known as no-fault insurance — requires that every car registered in the state carry a minimum of $10,000 in coverage. As a policyholder, you can choose whether you want your insurance to cover you or your whole household.

Georgia is an at-fault state, and as a result, PIP insurance is not available for drivers in this state. 

How Does PIP Car Insurance Work?

PIP insurance provides up to $10,000 of funds for policyholders in Florida. This sum can account for 80% of medical costs and 60% of your lost wages. This means if your medical bills total $8,000, your PIP coverage will provide $6,000 toward your recovery. 

Even if your total damages are under $10,000, you can still go after the at-fault driver for any bills or expenses not covered by your PIP. This means you may be able to sue the negligent party for additional compensation. 

Filing a PIP Car Insurance Claim

Getting the insurance company to do the right thing requires quick action. There is a limited window for qualifying for PIP coverage. Failure to act may cause you to forfeit your right to seek compensation. 

You need to get started on your claim as soon as possible. Follow these steps after getting in touch with a personal injury protection lawyer

1)  Report the collision by contacting your insurance company.

2) While on the phone with your insurance company, make sure your plan includes PIP coverage. 

3) Ask the insurance representative to provide you with your claim number and the contact information for the claims office. 

4) Contact the claims office and talk to the insurance adjuster for your case. 

5) Request that the adjustor provides you with a PIP application as soon as possible. Additionally, ask for a salary verification form and a physician’s report. 

6) Fill out your PIP application as soon as possible. 

7) Request that your physician fill out the Attending Physicians Report.

8) Then request that your employer fill out the Salary Verification Form. You’ll only need to do this step if you missed work as a result of your injury. 

9) Return both the Attending Physicians Report and Salary Verification Form to your adjustor. 

10) Provide your health care providers with your claim number, adjuster name, and claim office contact information. 

11) Authorize your healthcare providers to bill your PIP directly.

All victims of car accidents in Florida can petition for their PIP benefits. Still, accessing PIP funds can be difficult, especially while you are already trying to recover from your injuries. 

Farah & Farah fights for PIP funds for every case we take on. We help all of our car accident clients get the most of their PIP coverage. Let our attorneys negotiate with the insurance company for you. That way, you can dedicate your full attention to your recovery. 

Contact an Experienced PIP Lawyer Today!

After a traffic accident, the last thing you may want to think about is filing for insurance coverage or pursuing legal action. You should be concentrating on your recovery, not dealing with mountains of paperwork.

A knowledgeable PIP lawyer can provide the legal guidance and representation you need to ensure that you receive your benefits. A PIP lawyer will also work tirelessly to help you obtain your rightful compensation from the responsible party.

The PIP lawyers at Farah & Farah have an unmatched track record for helping people across Florida. We are passionate about doing what’s right. You won’t owe us anything unless we win your case. 

Do not wait to call us at 866-720-3775 and speak with our compassionate PIP lawyers. Get the ball rolling by contacting Farah & Farah for your free case review

Eddie Farah and Chuck Farah meeting with attorney Rick Staggard