What Is the Difference Between SSD and SSI Benefits?

What is the difference between SSD and SSI benefits? Hi I’m Youssef Khanachet and I’m an attorney at Farah and Farah. SSD which stands for social security disability insurance and SSI which stands for supplemental security income are programs administered by the social security administration that provide monthly income benefits to individuals that meet social security’s definition of disability. SSD eligibility is based on work history and work credits. SSI eligibility is based on financial need.

In order to qualify for SSD benefits the individual must first meet social security’s definition of disability and have at least 40 work credits 20 of which were earned in the last 10 years. An individual can earn up to four work credits for each year they work so if you consistently work up until the date that you are disabled then you will most likely qualify for SSD benefits.

Individuals seeking SSI benefits must first need social security definition of disability and they can have no more than $2,000 in assets. If that individual is married then that threshold is $3,000. If you have any questions regarding the distinction between SSD and SSI benefits please call us at Farah and Farah. We’re here to help.