Florida’s Serious Injury Threshold Explained

A common question that our clients have is: ‘What is the serious injury threshold in Florida? Florida has a law that says if you’re in an automobile accident, you cannot recover for pain and suffering unless you can prove that you have a permanent injury. That is called the serious injury threshold. There are four ways to meet that threshold: a significant and permanent loss of an important bodily function, a permanent injury within a reasonable degree of medical probability, significant and permanent scarring or disfigurement, or death.

Meeting this threshold is the only way you can get compensation for noneconomic damages that’s your pain, your suffering, and your mental anguish. At Farah & Farah, we work with medical experts to document your injuries and prove to the insurance company that your case meets this legal requirement.