Frequently Asked Questions
When you suffer an injury in a motor vehicle collision, it is common to have a laundry list of questions, and how can you not after all that has happened? The Jacksonville car accident attorneys at Farah & Farah are dedicated to protecting the rights of accident survivors. Here are some frequently asked questions and answers to help you get started in better understanding your legal rights and options. We hope you find this information helpful as a good starting point and encourage you to contact us for additional answers.
Q: Do I need to hire a lawyer?
A: For most motor vehicle collisions, the answer to this question is, “Yes.” Every accident is different, so it’s important to your future wellbeing to at least speak to an attorney in order to get an idea of how the specifics of your situation may call for legal action. Knowing your rights and how filing a claim or lawsuit could be to your benefit is also helpful.
Q: Should I be concerned with the insurance companies?
A: A handful of insurance companies are only concerned with their bottom line. Many of them will not put your best interests first. As a consequence, a person who does not have a lawyer to back them up or who isn’t as informed about his or her legal rights may settle for a much lower settlement than he or she deserves. Insurance companies are also known to prolong a claim as a way to discourage an individual from fighting for the compensation that he or she needs. An insurance company may also deny a rightful claim.
Q: Is it okay to talk to the insurance adjuster?
A: It may be more helpful to your situation and your case if you wait to speak with an insurance adjuster until you have had the chance to talk to an attorney. Most of the time, the insurance adjuster will try to get incriminating information from a person, even if he or she did not cause the crash. Insurance adjusters may pressure or intimidate you, but you have the right to wait. However, you must act fast in getting in touch with a lawyer so that the matter can be handled in the most effective way as soon as possible.
Q: Why is PIP Important?
A: PIP, or Personal Injury Protection, is important because it allows for a motorist to receive coverage from his or her auto insurance company for medical bills in the event of an accident. PIP applies regardless of who caused the crash, which is why it is also referred to as a no-fault insurance benefit. An individual may receive compensation for medical bills or even lost wages, depending on the circumstances, if his or her injury relates to the operation of a motor vehicle. The person does not have to be in the vehicle to qualify for this type of coverage.
Q: Do I have to go to court?
A: Not all motor vehicle cases go to trial. Some may be settled before court is even an option. However, if your case does go to trial, the legal team at Farah & Farah is ready. We understand that going to court can be stressful, but we are here to support and help our clients. Our Jacksonville car accident lawyers want you to have the best case outcome possible, whether that means going to court or reaching a desirable recovery.
Q: What should I do if I’m in a car accident?
A: If you are involved in a car accident, be sure to remain at the scene and wait for police to arrive. If you or someone else has been injured, call 911 so the injured can receive prompt medical attention. Move your vehicle as safely and quickly as possible to the side of the road. When police arrive, file an accident report and get a copy for your records. Never admit fault for anything. Let the investigation take its course.
Collect information from everyone involved in the incident such as names, addresses, phone numbers, driver’s license, license plate, and insurance information. Secure contact information for anyone who may have witnessed the incident. Take photographs of the accident scene and injuries. Get prompt medical attention, treatment and care for your injuries.
Q: Should I notify my insurance company about the accident?
A: Yes, because you have a duty to report it to your own insurance companies. A majority of the insurance companies require that their policyholders promptly report an auto accident so they can gather details. In fact, if you fail to report the crash to your insurance company soon after it happens, you may not get coverage for the accident. It is important that you refrain from making statements about who was at fault. Just report the facts. Do not contact the other driver’s insurance company. Contact a Jacksonville personal injury lawyer at Farah & Farah to handle all communication and ensure that your best interests are protected.
Q: What can I do if the at-fault driver does not have insurance?
A: Recent studies show that nearly one out of every four drivers on Florida’s roadways is uninsured. So, if you are involved in an accident with an uninsured motorist, you may be wondering who will pay for the damages. In such cases, you can seek compensation from the uninsured motorist clause of your own auto insurance policy. This is why it is important to have Uninsured Motorist and Underinsured Motorist coverage. Each will cover you in the event the person who causes a crash is not insured or lacks sufficient coverage to pay for your injuries and damages.
Q: Should I see a doctor after my accident?
A: You should certainly see your doctor after the accident. Often, injuries suffered in a car crash are not noticeable or felt until days or even weeks after the accident. This means that even though you may feel fine, you may have suffered internal injuries or soft tissue damage whose symptoms may not show until days later. It is important that you see your doctor who can evaluate you for any injuries you may have suffered. This will prevent your injury from getting worse and help you have a quick and complete recovery.
Contacting a Strong Lawyer
Dealing with insurance companies, adjusters, and defense counsel can be a tricky proposition in the aftermath of your car accident. This is why it is critical that you contact a Florida car accident lawyer who will remain on your side, fight for your rights, and help ensure that you are fairly and fully compensated for your losses.
Call Farah & Farah at 877-245-6707 for a free consultation and comprehensive case evaluation.