Business Interruption Lawyers​

Having business interruption insurance should protect you from the forced closure of your business. Unfortunately, an insurance agency is in the business of making money. That means that they may try to deny your claim to maintain their bottom line. You shouldn’t have to suffer because of things outside of your control. When fire, natural disaster, or power loss cause interruptions, businesses can no longer serve the community. Your business income insurance should not be a roadblock to your success.

Likewise, COVID-19 has shuttered the doors of many businesses. While insurance companies argue that a pandemic doesn’t qualify as a business interruption, we beg to differ. There is a direct throughline between government directives for shelter-in-place and social distancing and a widespread revenue loss.

This fight against business interruption claim denial is something our team has taken on to help the multitudes of small business owners in our area that are desperately hurting right now and who thought they had insurance to cover losses such as these. When your insurance company doesn’t present a fair offer and you need to take action against them, this is called a first party claim.

With first party claims, you are dealing with your own insurance company. Even though you’ve paid your premiums every month, the insurance company refuses to give a fair offer for your business interruption loss claim. We’ve heard of insurance companies delaying in communications or even ignoring policyholders altogether, especially after a claim has been denied.

So, what do you do when you feel your loss of business claim wasn’t fairly evaluated?

Gather all the information you can – correspondence to/from the insurance company, a record for your demonstrable losses, and a copy of your policy are all good places to start.

1. Act quickly. There may be certain deadlines in place that dictate how much time you have to file your claim against the insurance company.
2. Contact our team however is convenient. Our firm has adopted COVID-19 safety measures and can meet with you virtually, by telephone, email, or chat session to start outlining your case. We’ll go over all the information you provide and can help you understand the path forward.
3. Let an experienced business interruption attorney represent you. Our team takes on the burden of contacting your insurance company and negotiating on your behalf towards a fair settlement. If the insurance company won’t deal fairly, we’re wholly prepared to take them to court. We’ll cover all of the upfront costs and, in fact, you pay us nothing unless we are successful.

If your loss of business insurance claim was denied, then you owe it to yourself to hire business interruption attorneys who understand what you’re going through. Get a free case review now!