Workers’ Comp Permanent Disability Lawyer
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Most work-related injuries require a short time away from the job. Typically, after an incident, employee benefits help you secure treatment, recover, and resume your life.
However, sometimes there are devastating injuries that are not so easy to put behind you. Permanent disabilities caused by work-related accidents can feel like the end of your life as you knew it. As you struggle to re-adjust to your new restrictions, you may face financial burdens, in addition to the challenge of figuring out a new career path.
Getting the assistance you deserve may require hiring an experienced disability compensation attorney. The attorneys at Farah & Farah have a proven record of helping people in Florida and Georgia get the full protection of the law. Get your free no-obligation case review now!
Permanent disability means that the injuries sustained on the job site prevent you from future employment. After an accident compromises your ability to work, you may be struggling to make ends meet without enough income to sustain your life. Disability benefits can help alleviate the financial burden of being unemployed. Permanent Total Disability (PTD) benefits can help injured workers provide for their families for the rest of their lives.
Work-related disability benefit payments help injured workers support themselves and their families while recovering or adjusting to a new routine. Depending on your injury, you may be eligible for different levels of compensation. Some of these are payable to workers for the rest of their life, while others only provide temporary funds.
If you have experienced an injury on the job or suffer from a long-term occupational illness like hearing loss, you may be entitled to work-related disability benefits.
There are four types of disability benefit levels:
Permanently disabled workers are those that are unable to work because of their at-work injuries. PTD is the most serious type of disability. People who have experienced permanent total disability have sustained an injury that prevents them from ever returning to the same line of work. Workers with this type of disability usually receive two-thirds of their weekly wage for life.
Permanently partial disability includes workers who can still perform some aspects of their job duties, but their injuries prevent them from returning to work in their full capacity. These claims are the most common types of workers’ comp claims nationwide. Compensation for this disability depends on the type of injury and how much it affects your life.
Temporary total disability includes people who have experienced injuries that make them unable to perform their full job duties for a limited timeframe. These workers will be able to return to their job after a recovery period. Once a doctor clears them, they can once again work at full capacity. Generally, these benefits cover two-thirds of your average weekly wage.
Temporary partial disability applies to any worker with injuries that prevent them from working in their full capacity for a limited amount of time. While they cannot do all of their job skills, they can still contribute at a reduced level. Benefits for this vary according to the injury and earning level of the worker.
Qualifying for disability benefits requires treatment from an authorized worker’s compensation doctor. A worker’s compensation doctor will monitor your progress and determine when you have reached Maximum Medical Improvement (MMI).
MMI status means continued treatment is unlikely to improve your condition. If your injuries are too severe to begin working after being declared MMI, you may start the process of claiming total disability benefits.
Many different factors affect your total disability benefits. A qualified lawyer can help you understand the types of benefits you can expect for your disability. One significant determining factor is whether your disability is classified as temporary or permanent.
If the employee can return to work, benefits are usually calculated according to a formula that factors in the extent of the impairment. Expect a considerable burden added to the shoulder of the worker who is permanently disabled on-the-job. Not only medical and financial support, but often psychological support is necessary following a life-altering on-the-job injury. Permanent disability is payable up to the age of 75 and is usually equivalent to a rate of 55 2/3 percent of the salary.
Payment may be received for temporary disability if the employee is out of work for more than seven days. If a limb or eye was lost, the temporary reimbursement will usually equal about 80 percent of what the worker averaged before their injury. These benefits can continue for up to six months. If a limb or eyesight was not lost, the temporary disability benefits could be received, amounting to two-thirds of the previous salary.
If you or a loved one has suffered a severe work-related injury that has resulted in a permanent disability, then a workers’ comp attorney can help you seek the compensation you deserve for your injuries.
Enlisting the support of an experienced workers’ compensation advocate to fight against the employer and insurance company can improve your chances of winning your case. It is your legal right to seek compensation for any damages sustained on the job site. Getting benefits to help you after experiencing a temporary or permanent disability can help you during a stressful life adjustment.