A great result is not the end of your story, but the start of a new chapter. As a family-run firm, we know life keeps moving after a case is settled. You still have goals, questions, and day-to-day needs. Our promise is simple: we keep showing up, so your win keeps working for you.
Helping You Plan for Your Future From Day One
Every client’s path to healing is different, so while our team works your case, be sure to share with us what recovery means to you. Do you want to feel whole again? Do you need to protect existing benefits like SSD? We can share information directly with the trusted professionals you already work with, or suggest a CFP® (Certified Financial Planner®) if you need one.
You always choose your advisors, and we do not accept any form of compensation for this process. We’re here to support in whatever ways you prefer.
Simplifying the Money Side
Our goal is to help you focus on what matters most in life, not on bills and paperwork that can feel overwhelming. When settlement funds arrive, it can feel like everything happens at once. That’s why we handle the heavy lifting, so you don’t have to.
First, your funds are deposited into our trust account. We negotiate with providers when possible to reduce balances, then pay your case-related medical bills and other obligations. After that, we issue your check for the remainder after deducting fees and costs. Timelines can vary based on the providers and institutions involved, and we keep you updated at each step. Our aim is to maximize your settlement and give you clarity, less stress, and more time for what matters.
Protecting Essential Benefits Like Medicaid
For clients who rely on Medicaid or other needs-based programs, a sudden lump sum can raise complicated questions. Our team talks through options that can help you protect eligibility, including whether a special needs trust may be appropriate. We want to make sure you have the support you need, so you can continue with any future medical care. Today’s recovery should not unintentionally create tomorrow’s problem.
For example, we had a client who relied on Medicaid who was hit by a commercial truck as she was crossing the street with her walker and ended up in the ER with a brain bleed. We were able to win $400,000 for her, but if she just got the money, she’d lose access to the benefits she relied on, not just for health care but also for her place in assisted living. To make sure that she got both the recovery she was entitled to and that she kept the benefits she needed going forward, we set up a special needs trust with her sister, who had power of attorney for her, as beneficiary. There was a fee for this type of account, but the growth would exceed that total fee, ultimately for the client’s benefit.
This way, our client gets the money she deserves while also maintaining the benefits she relies on, the money can grow until it’s needed, and she’s protected from being targeted by scammers.
Special Considerations for Safeguarding Children’s Settlements
In some unfortunate situations, the injured person is a child. Settlements for minors have special safeguards required by both state and federal laws.
Farah & Farah guides families through each step and makes thoughtful recommendations to the court. When the situation is very complex, we can bring in additional resources to help with the petition process. We put appropriate protections in place to be sure the plan continues to fit the child’s life. As Dalya Farah puts it, “The best plan for a child is one that grows with them. We make sure the recovery supports school, home, and health, not just for one year, but for many.”
We typically recommend that these settlements go into annuities so that the money can grow with the child and so that the account is tailored to the child and family’s exact needs. This is a collaborative process, where we work with the family and experts to decide where it makes the most sense to put the money for that particular client.
Annuity vs. Trust: Options for Protecting Children’s Futures
An annuity sets the exact amount of money and the date it will be distributed in advance, which can be important for families who want certainty and structure. For example, a settlement might be arranged so that a child receives specific payments at ages 18, 21, or 30, or receives monthly distributions to prevent the entire amount from being spent at once.
Another option, which can offer more flexibility, is to have the money placed into a trust. Unlike an annuity, a trust can be invested in a number of ways, and funds can be withdrawn as needed, typically under the direction of the parents or a trustee. With a trust, funds can be designated for specific purposes, such as education or other important milestones. There isn’t the same guaranteed growth or fixed payout schedule that an annuity would have, but there’s the potential for greater investment returns as well as the flexibility for the family to adjust how the money is used as the child’s needs change.
As Khalil Farah explains, “Every family’s situation is different. An annuity provides stability, while a trust offers flexibility. Our job is to match the structure to the child’s real-life needs so their recovery works for them, not the other way around.”
Looking Out for All of Your Legal Needs
Life does not stay in a single legal lane. This is why Farah & Farah’s attorneys all work together to meet our clients’ needs, whether that’s collaboration during a complex case that involves different types of law or working with experts to get clients the help they need.
After a case, some families discover they need help with guardianship questions, simple probate issues, or family law matters. While personal injury is our core work, we can also help you locate additional support in those areas, so you get the right help without starting from scratch.
“It’s not just about the number,” says Dalya. “It’s about the actual outcome for the client.”
Building a Relationship With Clients
Winning a case should open doors. At Farah & Farah, your win isn’t an ending; it’s a new beginning.
We stay available to answer questions, help you source trusted professionals, and structure your next steps to make the most of your settlement over time. From paying medical bills and navigating benefits to planning for the future and safeguarding a child’s recovery, we show up with the care and follow-through you expect from a family firm that always puts clients first.
Our goal is your long-term stability, so your recovery keeps supporting your life as your needs change. If you have questions after your case is resolved and we’re no longer representing you, don’t worry – we’re still just a phone call or email away. We are here to help you take the next step with confidence. Contact Farah & Farah today to start your relationship with attorneys who put your future first.
