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Social Security Disability is a system supported by workers through a portion of their paycheck. Essentially, it’s an insurance policy to care for those who unfortunately become physically or mentally disabled during their working years.
The federal definition of disability, for Social Security purposes, is a person has not been gainfully employed for 12 months, or because of their mental and physical impairment is not expected to be able to work for 12 months, or is expected to die soon as a result of their impairment.
The Social Security Administration administers Medicare, a health insurance program for those over the age of 65. However, individuals younger than age 65 can also receive Medicare if they become disabled, have permanent kidney failure, or Lou Gehrig’s disease.
Individuals often wonder when they will be able to receive Medicare coverage. Assuming you qualify and have been receiving Disability Insurance Benefits, Disabled Widows or Widower’s Benefits, or Disabled Adult Child Benefits, it will kick in after you have received disability benefits for two years.
Many who are receiving Medicare benefits may still qualify for Medicaid. Medicaid benefits are paid after Medicare benefits have been paid. Medicaid is a state-run program for low-income individuals who have few resources.
In Florida, Medicaid’s costs are shared by the state and federal government. Eligibility is determined by the Department of Children and Families (DCF) for low-income families with children or children, pregnant women, non-citizens, senior citizens, and disabled individuals who are not receiving Supplemental Security Income (SSI). SSI-Related Medicaid is available to any Florida resident who is eligible for Supplemental Security Income (SSI) under Medicaid coverage.
You will want to make sure your application for disability benefits is done right the first time so you do not have to wait years to receive benefits. It is not uncommon for individuals to wait between two to three years to have a hearing before an Administrative Law Judge on their claim. Farah & Farah will represent you if a hearing is necessary. Our Social Security Disability attorneys are available for a free consultation on your disability case.
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