The new budget that President Obama just signed into law will have a significant impact on Social Security and Medicare. While many of these changes will benefit recipients of Social Security and Medicare, some may limit filing options. Here are a few of the changes that could affect your benefits: Read the rest »
Social Security Disability Checks Archives | Farah & Farah
It didn’t take long for critics to blast a recent report on the show 60 Minutes that cast the Social Security Disability Insurance (SSDI) program in a negative light and characterized it as a de facto welfare system. The accusations leveled at the piece ran the gamut from biased reporting to outright distortion.
The piece entitled “Disability USA” promised to expose the SSDI program as a bureaucracy run amok that is rife with waste and fraud. To support this contention, Steve Kroft, the reporter on the piece, interviewed Senator Tom Coburn, an inveterate critic of SSDI and fiscal conservative who has held up senate spending bills on everything from tornado relief to veteran’s benefits.
Millions of Americans receive Social Security Disability Insurance benefits, but if you find yourself unable to work because of a physical or mental disability, how do you determine if you are eligible for SSDI benefits?
First, to even be considered for Social Security disability benefits as an adult, you must be at least 18 years old and permanently residing in an American state or territory.
You must then tally up your work credits. How many do you need? It depends on your age when you became disabled, but generally 40 work credits are needed to qualify (younger workers may qualify with less credits). Twenty of those credits must have been earned in the last 10 years. (In 2013, a worker earned one credit for every $1,160 earned in wages or self-employment income. You can accrue up to four credits a year).
You cannot work and you are convinced that your disability warrants Social Security disability insurance benefits. But, then your claim is denied. Why? Here are just some of the reasons that a SSDI claim may be denied:
1. Your disability will not last at least 12 months.
When the Social Security Administration (SSA) looks at your claim, they will determine if your disability is going to last at least 12 months. Say, you suffered a bone fracture in an automobile accident. While these injuries can be painful and debilitating, they usually won’t affect an injured person’s ability to work for a full year. There are exceptions to this rule, however, in the case of accidents where more severe injuries have occurred.
While many people have life insurance policies that will help a family cover costs if there is a death, many families don’t factor disability into their financial plans. But here are the facts: in 2010, nearly 57 million people in the United States were living with a disability, and about 40 percent of disabled Americans were in their prime wage-earning years.
Stunningly, the Social Security Administration projects that nearly 25 percent of 20-year-olds today will become disabled before age 67.
If you can prove you have a medical condition that has left you disabled and no longer able to work, it seems like it should be a fairly straightforward proposition to get the Social Security disability benefits you deserve.
While that would make sense, the Social Security disability benefit attorneys at Farah & Farah in Jacksonville realize that getting those benefits can sometimes be an uphill battle — especially if you are facing hostile and biased judges who are throwing obstacles in your way.
In May of this year, a federal judge in Brooklyn gave preliminary approval to a proposed settlement in a 2011 lawsuit that claimed five administrative judges in Queens were hostile towards disability claimants and had created a “brick wall” of bias” in which they systematically deprived claimants of fair hearings. The lawsuit claimed that the five judges in question engaged in “glaring and intentional legal and procedural errors and the persistent denial of claims.”
The United States Social Security Administration (SSA) has announced that by March 1, 2013, individuals receiving federal benefits by paper check will have to switch to electronic payment options. The two options available will be direct deposit to a bank or credit union account, or to a debit card account.
The new Social Security electronic check process is being implemented to enhance the safety and convenience of electronic payments and phase out paper checks for federal benefit and non-tax payments by March 1, 2013.
Millions of Americans rely on Social Security for benefits relating to Medicare, retirement, disability, and Supplemental Security Income (SSI). Anyone receiving benefits for the following will be affected by the new electronic benefits check system: Read the rest »