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Port Charlotte Social Security Disability Lawyer

Our experienced Port Charlotte Social Security disability lawyers can assess your eligibility, assist you in filing your Social Security disability claim, and represent you in hearings and appeals. Contact us online

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Living with a disability that keeps you out of work can put you in a difficult financial position. Social Security disability benefits can help you make ends meet, but getting these benefits can feel impossible. We have more than 45 years of experience handling disability claims, and we understand what it takes to get approved. Don’t let a denial discourage you. Contact us today for a free consultation, and let us put our experience to work for you.

Why Hire Our Port Charlotte Social Security Disability Lawyers

Choosing the right Social Security attorney can make the difference between an approved claim and months of appeals and frustration. We’ve been handling Social Security claims since 1979, so we are well-versed in the Social Security Administration’s requirements. With an office in the heart of Port Charlotte, we’ve built relationships with local doctors who provide medical testing and document health conditions properly.

We work as a team to give you the best odds of approval. You’ll have easy access to us day and night, and we’ll keep you up-to-date about your claim.

We are familiar with the Port Charlotte Social Security office and the Administrative Law Judges in the Florida hearing offices. Whether you need help with your initial claim or appeal, we’re here when you need us most. We charge nothing up front, and you only pay if you get approved for benefits.

How Our Attorneys Fight for Your Rights

Waiting months for a decision only to be denied is discouraging, but you’re not alone. Social Security denies approximately four out of five claims at the initial application stage. One reason for the high denial rates is that many claimants apply without the assistance of a lawyer.

A denial isn’t final. Social Security offers multiple levels of appeal. When you put our over 45 years of experience to work for you, we can uncover the reason for the denial and present a compelling case for approval. If you’re applying for the first time, we can help you gather evidence, complete your paperwork, and avoid that initial denial if you have a qualifying disability.

Who Qualifies for Social Security Disability in Port Charlotte?

To qualify for Social Security Disability Insurance, or SSDI, you must meet medical and work history requirements.

What Social Security Considers a Disability

To qualify for SSDI benefits, you must have a disabling physical or mental health condition that is severe enough to keep you from performing a substantially gainful activity and is expected to last at least 12 months or result in death.

Substantial gainful activity is any type of employment that results in earnings above the limit, which is adjusted every year. The 2026 substantially gainful activity limit is $1,690 for non-blind individuals and $2,830 for blind individuals. To qualify for disability, your earnings must not exceed these levels.

The Social Security Administration’s Blue Book contains its Listing of Impairments, a detailed description of health conditions and their qualifying criteria, divided into 14 categories. You can still receive approval even if your condition isn’t listed, but your application will require additional review steps. Common qualifying conditions include the following:

  • Spinal disorders
  • Depression
  • Heart failure
  • Multiple sclerosis
  • Cancer

Social Security’s Work History Requirements

SSDI is funded by payroll taxes. When you work and pay taxes on your income, you earn work credits. If you’re over 31, you need 40 work credits to qualify for SSDI, with at least 20 of these credits earned in the last 10 years. The requirements are lower for younger age groups.

You earn one work credit for every $1,810 you earn as of 2025. This amount is adjusted annually. You can earn up to four credits per year.

Work credits are only used to determine eligibility. Your benefit amount is based on your total earnings.

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The Importance of Medical Evidence in Port Charlotte SSDI Cases

Medical evidence is the foundation of your disability claim. Your medical records must prove that you have a severe condition that prevents you from performing basic activities, such as walking, standing, or remembering. You’ll need the following evidence to support your claim:

  • Diagnostic text results, including lab and imaging tests
  • Treatment records showing you followed your doctor’s orders
  • Mental health treatment notes
  • Evaluations from specialists
  • Pharmacy records

Treatment gaps can lead to denials for non-compliance. Doctor’s notes should explain how your condition causes disabilities. Social Security looks for consistency across all records. Our Social Security disability lawyers know what medical evidence Social Security expects and can connect you with doctors who provide proper documentation.

How Our Port Charlotte Attorneys Handle Your SSDI Claim

Social Security accepts applications online, by phone at 1-800-772-1213, or in person at the Port Charlotte Social Security office, located at 4054 Beaver Lane.  Regardless of the method you choose, you must submit medical evidence and other documentation showing your personal information and work history. If you choose the online method, you will need to answer questions on the application form and upload your supporting documents.

Our dedicated Port Charlotte Social Security disability attorneys can help you gather the required documentation, ensure your application is complete and accurate, and submit it for you.

The average processing time is approximately seven months as of October 2025 . Social Security may request additional information, and it’s crucial to answer promptly. If we file your claim on your behalf, we’ll monitor these communications and respond promptly.

Why Your Port Charlotte SSDI Claim May Be Denied

Understanding why Social Security denies claims can help you avoid pitfalls. The most common denial reasons  include the following:

  • Insufficient medical evidence
  • Impairment not expected to last 12 months
  • Impairment not severe enough
  • Ability to perform work
  • Lack of recent work credits
  • Earnings above the substantial gainful activity limit

If your claim is denied, it’s not the end of the road. Many denied claims are approved on appeal. We can review your denial letter and assist you with filing an appeal that addresses those reasons.

Social Security Disability Insurance vs. Supplemental Security Income

The Social Security Administration offers two separate disability programs: SSDI and Supplemental Security Income, or SSI. Like SSDI, SSI provides monthly benefits to people who cannot work due to a disability. The definition of disability is generally the same for both programs.

However, SSI is a needs-based program, and work credits are not required for eligibility. To qualify for SSI, you must have limited income and resources. Your assets must be lower than $2,000 if you’re single or $3,000 if you’re a couple. Your income must not exceed the maximum benefit for the calendar year. The 2026 maximum is $994 for single individuals and $1,491 for couples. Your monthly benefit amount is the difference between your adjusted income and these maximums.

If you have the required work credits but your income is low, you may qualify for both programs.

Get Help With Your Port Charlotte Social Security Disability Claim

You’ve paid into Social Security through years of hard work. Don’t let the complex application process stand in the way of your well-deserved benefits. Whether you’re filing a new application or appealing a denial, our Port Charlotte Social Security disability lawyers are here to do the heavy lifting. With 46 years of experience, we understand what evidence and responses an application needs to get approved.

Call 941-291-0457 or contact us online today for a free consultation.

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