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A car accident is a stressful situation under any circumstances, and when an accident occurs in a rental car, the situation is made all the more complex. You might be on unfamiliar roads, in an unfamiliar vehicle, and unsure of where to turn for help.
No two rental car accidents are the same. If you are determined to be at fault in a rental car accident, the outcome will depend upon what type of insurance you have. If the accident was caused by speeding, DUI, or any other activity that broke the law or otherwise violated the rental agreement, your claim might not qualify for coverage.
You may also be liable for costs to the rental company, such as loss of use fees, diminution of value of the car, and administrative expenses. Depending on the rental company’s agreement, you may be responsible for these additional funds.
Even if you are not at fault, the rental car company may not want to wait for the claims process to finish to repair its vehicle and may charge you for repairs. In this case, you may have to file a claim against the other driver’s insurance for reimbursement.
Several types of insurance may come into play when renting a car. These include the insurance you purchase from the rental car company and the insurance you already carry.
When renting a car, the company will typically offer supplemental insurance. The types of insurance may include:
Your personal car insurance policy may offer rental car coverage as well. Always review your policy and check with your insurance company. If it does, you may be able to decline rental car insurance from the rental car company.
Some credit cards cover certain types of damage to rental cars. However, they often only cover damages and do not include liability coverage. They may also only cover a certain dollar amount.
The steps to take after a rental car accident are similar to the steps you should take after any car accident. However, there are additional steps that include:
When renting a car, the company will typically offer supplemental insurance. The types of insurance may include:
Any car accident can be a traumatic and challenging experience, and the aftermath of a rental car accident can be incredibly confusing to navigate.
Our team of rental car accident lawyers is standing by to help you during this difficult time. For over 40 years, our rental car accidents attorneys have helped motorists across Florida and Georgia figure out their next steps.
We are passionate about what’s right. We won’t charge you anything unless we win your case. Our attorneys have helped secure over one billion dollars for our clients, and we want to help you figure out your next steps.
Trust Farah & Farah to guide you through every step of the legal process. Contact us today for a free, no-obligation case review. You can call us 24/7 at (866) 720-3775 or through our online form.
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