Social Security Disability Insurance Benefits Statistics and You
While many people have life insurance policies that will help a family cover costs if there is a death, many families don’t factor disability into their financial plans. But here are the facts: in 2010, nearly 57 million people in the United States were living with a disability, and about 40 percent of disabled Americans were in their prime wage-earning years.
Stunningly, the Social Security Administration projects that nearly 25 percent of 20-year-olds today will become disabled before age 67.
So what can you do if you are unable to work due to a disability? Not only can you find yourself out of a much-needed salary, but you can also find yourself burdened with expenses related to your disability.
Fortunately, the federal government does provide a safety net: Social Security Disability Insurance (SSDI). This program currently provides coverage to 11 million disabled workers and their dependents and can be a valuable lifeline for those who find themselves unable to go back to work.
Do you qualify for SSDI benefits? The Social Security Administration has specific criteria called “listings” which it takes into consideration when reviewing if a person is eligible for benefits. These criteria not only list physical disabilities that may qualify a person for benefits, but also outline disabling mental disorders. Currently some 20 percent of those who receive SSDI benefits have been diagnosed with a mental disorder.
Is it easy to get these benefits? Frankly, that answer to that question is no. Some 65 percent of Americans who initially apply for SSDI benefits are rejected. That’s not to say that their cases can’t be reviewed and reevaluated. People who are persistent and understand the system often find that they are eligible to receive the benefits they deserve.
This is where Farah & Farah’s Social Security Disability Insurance attorneys come in. We know the system and can answer your questions about applying for benefits. We can also provide you access to medical professionals who can diagnose your disability and we will stay with you every step of the way until you get the benefits you are entitled to.
If you have questions or if you believe you have been unfairly denied SSDI benefits, contact Farah & Farah online or call us at (800) 533-3555 today.