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Should I Give a Recorded Statement to the Truck Driver’s Insurance Company?

Posted on August 19, 2019

If you or a loved one have been involved in a truck accident and have been injured, you need to know exactly what is going to happen in the aftermath. You can count on being contacted by the truck company’s insurance carrier very soon after a crash takes place.

Today, our experienced injury attorneys want to discuss these incidents as well as some of the things you should and should not do in order to seek the maximize a settlement for your damages and injuries.

Immediately following an accident

Once the dust settles after a crash and everyone is stable, you need to consider contacting a truck accident lawyer who can be your advocate. If you are contacted by the truck driver’s insurance company before you have had a chance to speak to a lawyer, tell them you wish to do so before making any statements. They may insist on speaking to you at that moment. They may even say you are required to do so. Politely inform them you wish to consult with an attorney first.

Why do insurance carriers want a recorded statement?

Insurance carriers will ask for a recorded statement shortly after a crash because they want to hear your version of events. They will then use your statement and the truck driver’s statement to paint a picture of what happened. It is important to point out that, even though they may seem nice, these adjusters are not your friend. Their goal is to pay as little as possible in a settlement.

Why you should avoid a recorded statement before speaking to an attorney

Insurance carriers will try to get this recorded statement quickly after an accident takes place, but you should not submit to one. In the immediate aftermath of a crash, you may not have all the details of the incident. You may not even know the full extent of your injuries or damages.

  • Anything you say in a recorded statement can be used against you.

You may unknowingly give the insurance adjuster information they could use to lower a settlement offer or, in the worst-case scenario, place the liability for the crash on you so that you can’t get compensation. Insurance adjusters are very good at their jobs (maximizing profits for the company) and will often ask misleading questions in order to get you to say something that could hurt your case.

An attorney will be your advocate

If you secure an attorney, they will handle all communication between you and the truck driver’s insurance company. This will ensure you do not say anything that will jeopardize your ability to recover the following compensation in your case:

  • Coverage of all medical bills related to the truck crash
  • Compensation for lost income if you cannot work
  • Mental anguish damages
  • Loss of enjoyment of life damages
  • Possible punitive damages against the truck driver or truck company

Your truck accident attorney will also be able to guide you through other forms of communication that the insurance company may use against you, including your postings on social media as well as conversations with friends and family. Insurance companies will use anything they can find to help their bottom line, and you need to properly prepare for a lengthy case.