If you or a family member was recently diagnosed with a serious chronic illness or injury – one that seems likely to keep you out of work for 12+ months or, unfortunately, lead ultimately to death, you may be eligible to collect money from the Social Security program.
Social Security disability benefits, per the Social Security Act, are designed to compensate workers who get disabled to the point that they can no longer engage in “substantial gainful activity” for not less than 12 months. This brief primer can introduce you to key concepts and answer questions about these benefits – and suggest a good go-to resource if you are having trouble collecting money or figuring out the logistics.
Can I receive workers’ comp benefits while collecting Social Security benefits?
Yes. These two types of benefits do not conflict. If you got hurt at work, you should file as quickly as possible for workers’ comp so that there is no gap in your benefits.
How long do I need to wait before I can file for these benefits?
The moment you get diagnosed with the illness or condition that you will keep you disabled for 12+ months or lead to death, you can file for benefits.
How can I apply?
Your local Ocala Social Security office can take you in person. Alternatively, you can set up a phone interview to start up your claim.
Do I have to wait until my sick leave runs out before applying?
No. In fact, as with the workers’ comp, you shouldn’t wait until your sick leave expires to get the Social Security disability claim process started.
Can I get these benefits for short-term disabilities?
No. The Social Security Act is very clear – your claim needs to conform with its parameters.
How much money can I get?
In the abstract, it’s impossible to answer this. The calculations will depend on how many years you worked, how long you worked, and other factors.
Can I still get Medicare benefits?
After you have collected Social Security disability benefits for 2+ years, you can collect Medicare benefits on top of that. The one exception is if you start collecting Social Security Income – another entitlement program – which can change your Medicare situation.
Dealing with Wrongful Denial of Benefits
When you are seriously ill or injured, the last thing you want to deal with is an uncaring Social Security bureaucracy. Fortunately, you can outsource that task to Farah & Farah. Don’t waste your energy – get good help from a resourceful team by calling (352) 205-4023 now. If you would like to explore more about the team – which has a A+ rating from the Better Business Bureau – visit www.farah2017.wpengine.com for more info.