Jacksonville Hurricane Claim Lawyers Answer Hurricane Insurance Questions
The Jacksonville hurricane insurance dispute attorneys (learn more about hurricane disputes) at Farah & Farah understand that your home or business is more than just property; it’s your well being, your livelihood and your future. Unfortunately, one of the biggest challenges that property owners encounter after a hurricane is getting the full coverage they deserve from their insurer to rebuild and move forward. That is why we are committed to protecting our clients’ damage claims. We know how much is at stake and we will fight to ensure that you receive the benefits you are entitled to.
Please review the following frequently asked questions and call Farah & Farah at (904) 263-4610 for a free and thorough consultation about your legal rights regarding your policy.
A: It is important to contact your insurance company as soon as possible about the damage as well as an insurance claim attorney. You may have paid the premiums on your policy, but insurance companies are in the business of protecting their bottom line by limiting their payouts as much as possible. Your Jacksonville lawyer will hold the insurer to your contract and ensure that your claim is protected every step of the way, from sending investigators to the site to countering any disputes or denials.
A: The best way to ensure that you get the fair and just payout you deserve is to take a proactive approach throughout the process.
- Take pictures of the damage from several angles
- Document your interactions with your insurance adjustor
- Keep a list of damaged items and personal property
- Collect all receipts for all expenses related to the hurricane damage
Q. What can I do after a hurricane has damaged my home/business and my insurance has denied my claim?
A: Insurance companies are required to fulfill their contract with you. Period. If you believe that your insurance provider has wrongfully denied your claim, contact an experienced lawyer to appeal the decision and defend your rights as a policyholder.
In some cases, you may be able to assert a breach of insurance contract claim against your insurance provider for refusing to honor your policy. By taking legal action, you may receive not only the fair settlement you deserve, but also additional money based on losses you may have suffered as a result of the wrongful denial.
Contact Farah & Farah to discuss whether legal action is necessary for your circumstances.
A: Legally, insurance companies have a duty of good faith toward their clients. This means that the insurance provider must deal with each and every client fairly and honestly. Signs that an insurance company is acting in bad faith include, but are not limited to, the following:
- Intentionally delays payment
- Does not conduct a thorough or proper investigation of your claim
- Attempts to deceive the client
- Tries to enforce conditions that are not included in the policyholder’s contract
- Hides or misrepresents information that could be beneficial to the claimant
In many cases, it can be hard to detect bad faith practices, especially if you are dealing with significant hurricane damage to your property. A reliable lawyer will be able to handle the negotiations for your settlement and will make sure the insurance company remains honest.
A: Just as your insurance company has agreed to deal fairly with you; you are expected to cooperate with your insurer. However, your insurance adjuster is not allowed to interrogate or harass you. If you have any questions regarding the information your insurer asks for, please speak with the legal team at Farah & Farah for guidance.
A: Money is especially tight after a hurricane has wrecked your home or business. At Farah & Farah, we are proud to work for our clients on a contingency fee basis. This means that we will only get paid from your insurance company. If we do not recover any money on your behalf, you do not owe us a cent. And with our free consultations, you do not have to worry about the cost of getting fair representation.
Contact a Jacksonville Hurricane Claim Lawyer at Farah & Farah at (904) 263-4610
Do not feel that your home or business is out of your hands once you have filed an insurance claim for property damage. A Jacksonville injury lawyer from Farah & Farah can help keep you up-to-date and involved with the claims process every step of the way by providing experienced insight and representation. Let us provide the dedicated advocacy you deserve.